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Life is unpredictable. One moment you are enjoying a walk through Prince’s Island Park, and the next, you are facing a sudden medical crisis. While Albertans are fortunate to have access to the Alberta Health Care Insurance Plan (AHCIP), anyone who has navigated a health scare knows that "universal coverage" doesn't cover everything. From specialized prescriptions and dental surgery to private physical therapy and medical equipment, the out-of-pocket costs can accumulate with

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